Informational Videos about Medi-Cal & related topics
Medi-Cal "Spend Down" Horror Stories
There’s so much misinformation out there about Medi-Cal “spend down” asset limits.
We hear horror stories all the time from people that call our office that have spoken to the Medi-Cal office, or an assisted living facility or a nursing home or a doctor’s office, and they give them terrible, terrible information about spending their money.
Don’t believe them when they tell you that you’ve got to spend all your money! Please don’t do that. Stop, stop before you do another thing and give us a call so we can help you and give you the straight scoop. 530-671-3308.
The Truth About Nursing Home Discharge Decisions
Another challenge for our clients, that we see all the time, is that nursing homes are trying to release your loved one way before they’re ready to go home.
Again, it’s an unsafe discharge, and only because the Medicare short term rehab has run out, but that doesn’t mean that your loved one needs to go home.
It just means maybe they need to stay a little longer. Let’s get Medi-Cal to pay for this. Give us a call at 530-671-3308 and allow us to help you with these issues. There’s plenty of misleading information out there, allow us to help you advocate effectively.
Avoiding Unsafe Hospital Discharges
Sadly, we get phone calls all the time from family members who have a loved one in the hospital. And one of the most common issues is that the discharge planner will make a decision when mom or dad are ready to be discharged, and they don’t have the same vision that you do.
In your estimation, Mom or Dad might not be ready to go home. They really need to go to a short term rehab facility for a while to see if they need additional help.
We often see discharge planners bullying the families, encouraging clients to take their family members home, quit your job, stay home, take care of mom and dad yourself. That’s actually an unsafe discharge.
If you’re faced with this, call us and we’ll give you the verbiage that you need.
2022 Medi-Cal Changes
In July of 2022, Medicare increased or enhanced the asset limit for people who are over the age of 65 or 100% disabled.
It used to be that if a single person wanted Medi-Cal medical benefits, they could only have $2,000, a home and a car. Well, now Medicare will increase that. So a single person over the age of 65 and/or disabled can have up to $130,000, a home, and a car. A married couple can have up to $195,000, a home and a car.
Things have really changed and gotten so much easier, but you may still have questions. Feel free to call our office.
Individual Medi-Cal Asset Limits
More changes to Medi-Cal asset limitations. If this is your situation, call us and we can help.
If you are a single person over the age of 65 or 100%, disabled, and you are in a nursing home, you can now have up to $130,000 in assets, a home and a car and still qualify for Medi-Cal long term care benefits.
2024 Medi-Cal No Asset Limits
Big changes are coming to Medi-Cal. In 2024 they are going to eliminate all asset limits for people who want to access Medi-Cal benefits or Medi-Cal long term care benefits, IF they’re over the age of 65 or 100% disabled.
You read that correctly, there will be NO asset limitation whatsoever. Give us a call if you need some help, or you need some more information about this change.
Couples: Medi-Cal Asset Limitations
If you are in the situation where you have a loved one, your partner or your spouse is in a nursing home, and you’re over 65 or 100% disabled, believe it or not, the married couple can have up to $267,000 plus a home and a car and still qualify for Medi-Cal long term care benefits.
This significant change to asset limitations is great news for California couples — and if you need some guidance on how this affects you or your loved ones, give us a call at 530-671-3308.
We Speak Medi-Cal - Let us Help You Qualify
It might surprise you to realize that Medicare does not speak the same language that you do.
But you know who does speak Medi-Cal? Planning for Seniors! We’ve been doing this for 30 years, and we know how to get through to Medicare. We know how to speak their language. We know the rules and regulations even though they may not know the rules and regulations.
So if you need some help with this, let us know. You can call our office at 530-671-3308.