Paying for Nursing Home Stays and Long Term Care
We create financial strategies to protect the assets of your loved ones. Don’t spend your family’s financial resources because you don’t understand how to meet Medi-Cal guidelines.
Since 1994, Planning For Seniors, LLC has been helping families meet the emotional and financial challenges of arranging quality, extended care for aging loved ones. We work with you to make the process easier. Call us to learn more about qualifying for Medi-Cal benefits.
We work with families all over California. 530-671-3308.
Qualifying for Medi-Cal
Before you apply for Medi-Cal, be sure you understand the Medi-Cal guidelines. Here are 3 of the most common misconceptions about qualifying for Medi-Cal…
* You must “spend down” to poverty level
* There’s a limit on how much you can own
* There’s a limit on how much income you can have
Many people assume they must be without any assets before they can meet Medi-Cal resource guidelines. A person applying for Medi-Cal can legally rearrange their assets and qualify for Medi-Cal benefits, without spending all their money, or gifting away all their assets.
There are legal and ethical strategies that protect assets of the estate, while allowing qualification of Medi-Cal long term care benefits. Planning for Seniors designs funding strategies that allow our clients to obtain Medi-Cal benefits.
Navi-Aging
A navigational guide to the care and funding of your aging loved one.
Are you faced with caring for your aging loved one? Do you ever wonder:
- How you’ll pay for long term care?
- Can your loved one qualify for Medi-Cal?
- Should you “spend down” to minimize assets?
- How you will juggle all these new responsibilities?
- Can you protect the assets of your loved one?
We created an audio series & workbook to help you answer all these questions and more.
What We Offer Our Clients
- Peace of mind knowing you are informed about the funding options available to you.
- Your next steps for getting your loved one’s financial house in order.
- Answers to questions about extended care costs and available public benefits.
- Strategies for preserving the assets your loved one worked so hard to achieve.
- Insights on professionals who can address sensitive topics related to the care of your loved one.
- Understanding and support that makes you feel you are not alone.
- Guidance from a team of trusted advocates for your aging loved one.
- Solutions for securing Medi-cal benefits for your loved one.
