Paying for Nursing Home Stays and Long Term Care

We create financial strategies to protect the assets of your loved ones. Don’t spend your family’s financial resources because you don’t understand how to meet Medi-Cal guidelines. We have a 100% success rate in securing Medi-Cal benefits for our clients.

Since 1994, Planning For Seniors, LLC has been helping families meet the emotional and financial challenges of arranging quality, extended care for aging loved ones. We work with you to make the process easier. Call us to learn more about qualifying for Medi-Cal benefits. We work with families all over California. 530-671-3308.

Qualifying for Medi-Cal

Before you apply for Medi-Cal, be sure you understand the Medi-Cal guidelines. Here are 3 of the most common misconceptions about qualifying for Medi-Cal…

* You must “spend down” assets to poverty level
* There’s a limit on how much you can own
* There’s a limit on how much income you can have



Many people assume they must be without any assets or income before
they can meet Medi-Cal guidelines. A person applying for Medi-Cal can legally rearrange their assets and qualify for Medi-Cal benefits as long as current laws are honored and changes in assets are disclosed to Medi-Cal.

There are legal and ethical strategies that protect assets of the estate while allowing qualification of Medi-Cal long term care benefits. Your loved one does not have to forfeit their savings to pay for skilled nursing home care. Planning for Seniors has a 100% success rate in designing strategies that allow our clients to obtain Medi-Cal benefits. Read More

Here’s What Our Clients Say

“We are grateful to your agency and knowledgeable staff. We could not have accomplished what you have. Your staff was helpful, professional, friendly, and timely. Planning for Seniors has given our family back our sanity. Thank you for all you have done for us, you are truly a gift!”
M. Chew, CA

Read More From Our Clients…

What We Offer Our Clients

  • Peace of mind knowing you are informed about the funding options available to you.
  • Your next steps for getting your loved one’s financial house in order.
  • Answers to questions about extended care costs and available public benefits.
  • Strategies for preserving the assets your loved one worked so hard to achieve.
  • Insights on professionals who can address sensitive topics related to the care of your loved one.
  • Understanding and support that makes you feel you are not alone.
  • Guidance from a team of trusted advocates for your aging loved one.
  • Solutions for securing Medi-cal benefits for your loved one.

Radio Interviews: Deborah Short

Listen to Deborah Short, on The Eagle 96.9 FM, Sacramento, (May 2011). Or, on KAHI Radio, AM 950, Auburn, (June 2010).