January 2013

Aging Crisis in America

Who pays for long term care when someone goes into a nursing home? If you’ve planned ahead and have purchased long term care insurance for such an event, your worries are diminished. If not, then you have few choices. Many people are under the misconception that Medicare or their health insurance will pay for long term skilled nursing care. This is not the case. Read More…

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Truth About Medi-Cal

Medicare and other health insurance benefits DO NOT pay for long term care in a nursing home. Unfortunately, most people don’t learn this until they are faced with this dilemma. Medicare will pay for short term rehab in a nursing home under certain conditions. They might even pay for rehab care in a skilled nursing facility for up to 100 days. However, a person must meet a very specific criteria in order to utilize this benefit. Read More…

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